Federal Agencies and Regulatory Action

Centers for Disease Control and Prevention (CDC)

Consumer Financial Protection Bureau (CFPB)

Department of Agriculture, Rural Housing Service (USDA-RHS)

Department of Health and Human Services (HHS)

Department of Homeland Security (DHS)

Department of Housing and Urban Development (HUD)

Department of Justice (DOJ)

Department of Labor (DOL)

Department of the Treasury and Internal Revenue Service

Federal Communications Commission (FCC)

Federal Housing Finance Agency (FHFA)

  • The Federal Housing Finance Agency (FHFA) main webpage with links for Covid-19 resources
  • The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will offer multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. Click here for more details.

Low Income Housing Tax Credit (LIHTC)

Small Business Administration (SBA)

  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance for a small business. These loans can provide economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Further resources can be found on SBA’s website: www.SBA.gov/coronavirus and www.SBA.gov/disaster.
  • The SBA is charged with implementing several provisions of the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act. For an overview of CARES Act implementation, see the Department of the Treasury overview.
    • The SBA provides detailed information on the Paycheck Protection Program, provided under the CARES Act (this is the original program information).
    • On Jan. 6, 2021, the SBA issued interim final rules (see Lender Forms and Guidance header on this webpage) for implementing the new modified PPP program provided under the FY 21 Consolidated Appropriations Act, Coronavirus Response and Relief Supplemental Appropriations Act.

Federal Legislative Action

The American Rescue Plan Act, 2021

  • The American Rescue Plan Act as passed by the Senate on March 6th, 2021. The bill will provide urgent and targeted funding to defeat the virus and provide workers and families the resources they need to survive the pandemic while the vaccine is distributed to every American. A section-by-section summary is available here.

The Coronavirus Response and Relief Supplemental Appropriations Act, 2021

  • Passed as part of the FY 21 Consolidated Appropriations Act, the Coronavirus Response and Relief Supplemental Appropriations Act includes some $900 billion in Covid-19 relief funding. A section-by-section analysis is here; the act was signed into law on Dec. 27, 2020.

The Paycheck Protection Program Flexibility Act

  • The text and summary of the Paycheck Protection Program Flexibility Act are available here; the act was signed into law on June 5, 2020.

The Paycheck Protection Program Increase and Health Care Enhancement Act

  • The Congressional Budget Office provides an overview of the Paycheck Protection Program Increase and Health Care Enhancement Act,  which was signed into law on April 24, 2020.

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act)

The Families First Coronavirus Response Act (FFCRA)

The Coronavirus Preparedness and Response Supplemental Appropriations Act

NAHMA and Industry Legislative Advocacy

  • Industry Group Letter urging Congress to enhance and accelerate the distribution of ERAP funds to renters and housing providers who qualify, and to oppose proposals that will hinder the distribution of funds and deter participation in the program (November 3, 2021)
  • Industry Group Letter opposing the continued inclusion of a four-month eviction moratorium with no certainty of assistance from ERAP grantees (September 13, 2021)
  • Industry Group Letter urging the Biden Administration to implement improvements to the Emergency Rental Assistance Program (August 18, 2021)
  • Industry Group Press Release opposing the new federal CDC eviction moratorium while urging the Administration to work with Congress, states, and localities to help with disbursing critical rental relief (August 4, 2021)
  • Industry Group Letter urging President Biden to end unsustainable nationwide federal restrictions on property operations, implement workable solutions for renters facing housing instability and help the country recover (June 11, 2021)
  • Industry Group Letter urging the Biden Administration to allow the current Centers for Disease Control and Prevention (CDC) federal eviction moratorium to expire on June 30 and move beyond this one-size-fits-all strategy for preventing housing displacement (April 20, 2021)
  • Industry Group Letter urging the Department of Treasury to update their guidance to remind grantees of the statutory intent related to renters that participate in Federal housing programs and to encourage the use of self-attestation to facilitate Emergency Rental Assistance payments (April 16, 2021)
  • Industry Group Letter requesting that HUD and the CDC ensure that HUD-supported affordable housing communities are prioritized for vaccines and have access to COVID-19 vaccine partners who will provide on-site vaccination clinics to residents and staff (March 1, 2021)
  • Industry Group Letter to Secretary Yellen and Secretary-nominee Fudge providing recommendations for implementation of the Emergency Rental Assistance program provided by the Coronavirus Response and Relief Supplemental Appropriations Act (Feb. 26, 2021)
  • Industry Group Letter to the Senate Banking Committee advocating for additional emergency rental assistance and providing recommendations for implementation of the current and potential future Emergency Rental Assistance programs (Feb. 17, 2021)
  • Industry Group Letter to the House Financial Services Committee advocating for additional emergency rental assistance and providing recommendations for implementation of the current and potential future Emergency Rental Assistance programs (Feb. 9, 2021)
  • Industry Group Letter to CDC, HUD and White House Domestic Policy Council regarding the extension of the federal eviction moratorium (Feb. 5, 2021)
  • Industry Group Letters to the House Financial Services Committee and Congressional leadership urging Congress to support efforts to ensure the continued financial viability and stability of the rental housing industry in the next round of pandemic relief funding (Feb. 3, 2021)
  • Industry Group Letter to Secretary Yellen and Secretary-nominee Fudge providing recommendations for implementation of the Emergency Rental Assistance program provided by the Coronavirus Response and Relief Supplemental Appropriations Act (Jan. 28, 2021)
  • Industry Group Letter to President-Elect Biden advocating for additional emergency rental assistance and expressing concerns over extension of the national eviction moratorium (Jan. 15, 2021)
  • Industry Group Letter to Secretaries Mnuchin and Carson providing recommendations for implementation of the Emergency Rental Assistance program provided by the Coronavirus Response and Relief Supplemental Appropriations Act (Jan. 7, 2021)
  • Joint Industry Group Letter to Congressional leadership, and shared with organizations representing state policymakers, asking that some of the Coronavirus Relief Funds (CRF) provided to states through the CARES Act be allocated as rental assistance programs (Nov. 30, 2020)
  • Joint Industry Group Letter to Congress on the need for federal emergency rental assistance and other top industry issues of concern (Nov. 9, 2020)
  • Joint Industry Group Letter to organizations representing state policymakers on the need to identify state-level funding for emergency rental assistance (Oct. 9, 2020)
  • Joint Industry Group Letter to Congress on the need for federal emergency rental assistance (Oct. 8, 2020)
  • Joint Industry Group Letter to President Trump on the need for federal emergency rental assistance (Oct. 8, 2020)
  • Joint Industry Group Ad supporting the need for federal emergency rental assistance (Oct. 8, 2020)
  • Joint Industry Group Letter to the House Financial Services Committee on the need for federal emergency rental assistance (Sept. 22. 2020)
  • Joint Industry Group Letter to the Senate Committee on Health, Education, Labor and Pensions on the need for federal emergency rental assistance (Sept. 22. 2020)
  • NAHMA Grassroots Alert to members, providing a copy of the industry group Politico ad for sending to members of Congress (Sept. 9, 2020)
  • Joint Industry group ad to appear in Politico public policy newsletter on Sept. 9, 2020, to advocate for emergency rental assistance and expressing concerns over the CDC eviction moratorium
  • Joint Industry Group letter to Congressional leadership expressing concerns over the CDC’s eviction moratorium and requesting passage of a robust emergency rental assistance program (Sept. 3, 2020)
  • Joint Industry Group letter to Congressional and Administration leaders urging resumption of negotiations on a pandemic relief bill that should include emergency rental assistance (Aug. 21, 2020)
  • Joint Industry Group letter to President Trump to advocate for emergency rental assistance and expressing concerns over a blanket extension of the federal eviction moratorium (Aug. 7, 2020)
  • NAHMA Grassroots Alert   to members, providing a copy of the industry group Politico ad for sending to members of Congress (August 5, 2020)
  • Joint Industry group ad to appear in Politico public policy newsletter on Aug. 5, 2020, to advocate for emergency rental assistance and expressing concerns over a blanket extension of the federal eviction moratorium
  • Joint Industry letter to Congressional leaders requesting emergency rental assistance and expressing concerns over a blanket extension of the federal eviction moratorium (July 31, 2020)
  • NAHMA Grassroots Alert to members urging them to contact their Senators regarding the next Covid-19 relief package that is being negotiated in Congress (July 30, 2020)
  • Joint Industry letter to House Financial Services Committee Leadership to provide comment for hearing on the HEROES Act on July 23, 2020 (July 22, 2020)
  • Joint Industry letter to Senate Leaders stating concerns with and opposition to blanket extension of the federal eviction moratorium provided in the CARES Act (July 17, 2020)
  • Joint Industry Letter to Congressional Leadership requesting further Congressional action to ensure the financial viability and stability of the rental housing industry (July 15, 2020)
  • Joint Industry Letter to House Leaders requesting further Congressional action to ensure the financial viability and stability of the rental housing industry (June 9, 2020)
  • Joint Industry Letter to Senate Leaders requesting Emergency Rental Assistance Fund and Financial Mitigation and related assistance (June 1, 2020)
  • NAHMA letter to congressional leaders requesting emergency rental assistance fund and additional measures (May 20, 2020)
  • NAHMA COVID Grassroots Alert to Members (May 20, 2020)
  • Joint Industry Letter (ACTION Campaign) to Congressional Leaders requesting provisions to support the Low Income Housing Tax Credit be included in the next Covid-19 response package (May 6, 2020)
  • NAHMA COVID Grassroots Alert to Members (April 8, 2020)
  • NAHMA letter to congressional leaders requesting emergency rental assistance fund and additional measures (April 7, 2020)
  • Joint Industry Letter to Congressional Leaders Requesting Emergency Rental Assistance Fund and Additional Financial Mitigation 04.07.20 FINAL Real Estate Letter for phase 4 (April 7, 2020)
  • NAHMA COVID Grassroots Alert to Members (March 20, 2020)
  • Joint Industry Letter to Congressional Leaders Requesting Emergency Rental Assistance Fund and Financial Mitigation 3.19.20 FINAL Real Estate Industry Letter (March 19, 2020)